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HSBC Premier & HSBC Advance customers

Some of our mortgages feature reduced booking fees available to HSBC Premier and HSBC Advance customers. If your customer is considering switching to HSBC Premier or HSBC Advance in order to qualify for one of these mortgages, their new current account would need to be up and running by the time their application is approved.

See below for the eligibility requirements of these two accounts.

HSBC Premier eligibility

HSBC Premier is available to customers who are aged 18 or over, pay their annual income into their HSBC Premier Bank Account and have either:

1) savings or investments of at least £50,000 with HSBC in the UK; or
2) an individual annual income of at least £100,000 and one of the following products with HSBC in the UK: a mortgage or an investment, life insurance or protection product.

A customer is also eligible for an HSBC Premier account in the UK if they qualify for HSBC Premier in another country.

Please note, HSBC in the UK excludes M&S Bank, first direct and HSBC Expat. For the second criteria, in the case of a joint account at least one of the parties must have an individual annual income of at least £100,000. The investment, life insurance or protection product includes those purchased through one of HSBC's advisers.

HSBC Advance eligibility

To be eligible for the HSBC Advance Bank Account, customers must be over 18 and pay in at least £1,750 into their account each month (or a minimum of £10,500 every six months) not including internal transfers.

Please note, HSBC Advance Bank Account is subject to status and internal checks.

This website is for the use of FCA authorised mortgage intermediaries only.

If you reproduce any information contained in this website, to be used with or advise clients, you must ensure it follows the FCA's advising and selling standards.

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