HSBC Premier is available to customers who are aged 18 or over, pay their annual income into their HSBC Premier Bank Account and have either:
1) savings or investments of at least £50,000 with HSBC in the UK; or
2) an individual annual income of at least £75,000 and one of the following products with HSBC in the UK: a mortgage or an investment, life insurance or protection product.
A customer is also eligible for an HSBC Premier account in the UK if they qualify for HSBC Premier in another country.
Please note, HSBC in the UK excludes M&S Bank, first direct and HSBC Expat. For the second criteria, in the case of a joint account at least one of the parties must have an individual annual income of at least £75,000. The investment, life insurance or protection product includes those purchased through one of HSBC's advisers.