\n Changes to our mortgage products
\n\n
\n With effect from Wednesday 1 November 2023 we will be making the following changes to our range:
\nSummary of changes
\nWe have reintroduced our 2 Year Fixed Fee Saver offering for UK Residential First Time Buyer and Home Mover customers at 95% LTV. These products have been reintroduced with a cashback incentive of £250 until further notice.
\nUK Residential Existing Customer Switching Range
\n\n- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 85% and 90% LTV have decreased
\n- 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
\n- 10 Year Fixed Standard at 70%, 75% and 80% LTV have decreased
\n- 2 Year Tracker Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n
\nUK Residential Existing Customer Borrowing More Range
\n\n- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 85% and 90% LTV have decreased
\n- 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
\n- 10 Year Fixed Standard at 70%, 75% and 80% LTV have decreased
\n
\nUK Residential First Time Buyer Range
\n\n- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n
\nUK Residential Home Mover Range
\n\n- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n
\nUK Residential Remortgage Range
\n\n- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 2 Year Fixed Standard at 70%, 75%, 80% and 85% LTV have decreased
\n- 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 90% LTV have decreased
\n- 5 Year Premier Exclusive at 60%, 70%, 75%, 80% and 90% LTV have decreased
\n
\nUK Residential Remortgage Cashback Range
\n\n- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
\n- 2 Year Fixed Standard at 70%, 75%, 80% and 85% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 90% LTV have decreased
\n
\nUK Buy to Let Existing Customer Switching Range
\n\n- 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 2 Year Tracker Standard at 60% and 65% LTV has decreased
\n
\nUK Buy to Let Existing Customer Borrowing More Range
\n\n- 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 2 Year Tracker Standard at 60% and 65% LTV has decreased
\n
\nUK Buy to Let Purchase Range
\n\n- 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 2 Year Tracker Standard at 60% and 65% LTV have decreased
\n
\nUK Buy to Let Remortgage Range
\n\n- 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
\n- 2 Year Tracker Standard at 60% LTV has decreased
\n
\nInternational Residential Range
\n\n- 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
\n- 2 Year Fixed Standard at 70% and 75% LTV have decreased
\n- 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
\n- 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
\n- 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
\n- 5 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
\n- 5 Year Premier Exclusive at 60%, 70% and 75% LTV have decreased
\n- 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
\n- 10 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
\n
\nThere are no changes to any other interest rates at this time.
\nAn updated mortgage rate sheet will be published on Wednesday 1 November 2023 to reflect these changes.
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