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Changes to our mortgage products

With effect from Friday 17 January 2025 we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Residential First Time Buyer Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Residential Home Mover Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80, 85% and 90% LTV have increased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Residential Remortgage Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Residential Remortgage Cashback Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 75% LTV has increased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60% and 65% LTV have increased

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 75% LTV has increased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60% and 65% LTV have increased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Standard £3,999 fee at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard £3,999 fee at 60%, 65% and 75% LTV have increased

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have increased

An updated mortgage rate sheet will be published on Friday 17 January 2025 to reflect these changes.

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 17.01.2025.

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