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Changes to our mortgage products

With effect from Tuesday 22 October 2024 we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Standard at 80% and 85% LTV have decreased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Standard at 80% and 85% LTV have decreased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 2 Year Fixed Standard at 80% and 85% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60% has increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% have increased

UK Residential First Time Buyer Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 2 Year Fixed Standard at 80% and 85% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 2 Year Fixed Standard at 80% and 85% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60% has increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% have increased

UK Residential Home Mover Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 2 Year Fixed Standard at 80% and 85% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Fee Saver at 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60% LTV has increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 90% LTV has decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 90% LTV has decreased
  • 5 Year Fixed High Value Mortgages at 60%, 70%, and 75% has increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75% LTV have increased
  • 5 Year Fixed Premier Exclusive at 90% LTV has decreased

UK Residential Remortgage Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Fee Saver at 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 90% LTV has decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 90% LTV has decreased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Fee Saver at 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 90% LTV has decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 90% LTV has decreased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% have decreased
  • 2 Year Fixed £1999 Standard at 60%, 65% and 75% have decreased
  • 2 Year Fixed £3999 Standard at 60%, 65% and 75% LTV have decreased

International Residential Range

  • 2 Year Fixed Fee Saver at 60% LTV has increased
  • 2 Year Fixed Standard at 60% LTV has increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have increased

International Buy to Let Range

  • 2 Year Fixed Fee Saver at 60% and 65% LTV have increased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased

There are no other changes to any other interest rates.

An updated mortgage rate sheet will be published on Tuesday 22 October 2024 to reflect these changes.

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 22.10.2024.

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