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Changes to our mortgage products

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%,75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have decreased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%,75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have decreased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have decreased

UK Residential First Time Buyer Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have decreased

UK Residential Home Mover Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60% 70%, 75%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60% 70%, 75%, 85% and 90% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 60% 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60% 70%, 75%, 85% and 90% LTV have decreased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 5 Year Fixed Fee Saver at 60% 70%, 75%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60% 70%, 75%, 85% and 90% LTV have decreased

UK Residential Remortgage Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 5 Year Fixed Fee Saver at 60% 70%, 75%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60% 70%, 75%, 85% and 90% LTV have decreased

UK Residential Remortgage Cashback Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 5 Year Fixed Fee Saver at 60% 70%, 75%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60% 70%, 75%, 85% and 90% LTV have decreased

UK Buy to Let Purchase Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard £3999 at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard £3999 at 60%, 65% and 75% LTV have decreased

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 65% and 75% LTV have decreased

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 65% and 75% LTV have decreased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard £3999 at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard £3999 at 60%, 65% and 75% LTV have decreased

International Residential Range

  • 2 Year Fixed Fee Saver at 60% 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60% 70% and 75% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have decreased

International Buy to Let Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased

There are no other changes to our interest rates.

An updated mortgage rate sheet will be published on Monday 24 February 2025 to reflect these changes

Contact us

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 24.02.2025.

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