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Changes to our mortgage products


With effect from Wednesday 26 July 2023 we will be making the following changes to our range:

Summary of changes

We have reintroduced our cashback incentive across a selection of UK Residential Remortgage rates. Customers can return to choosing from either a £300 cashback or free standard legal fee incentive across our UK Residential Remortgage Two Year Fixed and Five Year Fixed Rate offerings. The free standard legal fee incentive remains available on all other UK Residential Remortgage rates which are not included in the cashback incentive.

We have removed our cashback incentive for UK Residential First Time Buyer and Home Mover customers until further notice.

UK Residential Existing Customer Switching Range

  • 2 Year Tracker Standard at 60%, 70% and 75% LTV have decreased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Tracker Standard at 60%, 70% and 75% LTV have decreased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Premier Exclusive at 60%, 70% and 75% LTV have decreased
  • 2 Year Tracker Standard at 60%, 70% and 75% LTV have decreased

There are no changes to any other interest rates at this time.

An updated mortgage rate sheet will be published on Wednesday 26 July 2023 to reflect these changes.

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 26.07.2023.

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