Intermediaries

This website is for the use of FCA authorised mortgage intermediaries only.

Chat with us

Step-by-step guide to
HSBC UK mortgages

With our new Mortgage journey, it takes 15 minutes to complete a Decision in Principle, giving customers immediate clarity on how much they can borrow, and evidence of their commitments to vendors and estate agents. It only takes a further 5 minutes to complete the Full Mortgage Application.

If your customer is a remortgage customer, it can take as little as 48 hours for your offer to be ready for you depending on the outcome of your valuation.

Throughout the mortgage journey, we will keep you informed of updates via text message and email.

Here's a quick overview of the key stages involved:

Step 1

Find out how much your customer could borrow?

The first step is to run a pre-application check to find out how much we could lend to your customer. You can use the affordability calculator on our website for an accurate indication of how much we could lend, subject to the accuracy of the information provided.

Use our precise affordability calculator to get an accurate projection of how much we could lend

Calculate now
Back to top