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Changes to our mortgage products

Changes to our mortgage products

With effect from Friday 2 May 2025, we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 3 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential First Time Buyer Range

 

  • 2 Year Fixed Fee Saver at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Tracker Standard at 90% LTV has decreased

UK Residential First Time Buyer Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Tracker Standard at 90% LTV has decreased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Tracker Standard at 90% LTV has decreased

UK Residential Home Mover Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Tracker Standard at 90% LTV has decreased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Tracker Standard at 90% LTV has decreased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Tracker Standard at 90% LTV has decreased

UK Residential Remortgage Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Tracker Standard at 90% LTV has decreased

UK Residential Remortgage Cashback Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased

UK Buy to Let Purchase Range

  • 2 Year Fixed Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Standard £3999 at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Standard £3999 at 60%, 65% and 75% LTV has decreased
  • 2 Year Fixed Premier Exclusive Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive Fee Saver at 60%, 65%,75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive Standard at 60%, 65%, 75% and 80% LTV have decreased

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Premier Exclusive Standard at 60%, 65% and 75% LTV have decreased

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Premier Exclusive Standard at 60%, 65%, 75% and 80% LTV have decreased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Standard £3999 at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Standard £3999 at 60%, 65% and 75% LTV has decreased
  • 2 Year Fixed Premier Exclusive Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 2 Year Fixed Premier Exclusive Standard at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive Fee Saver at 60%, 65%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive Standard at 60%, 65%, 75% and 80% LTV have decreased

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Fee Saver at 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have decreased

International Buy to Let Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased

There are no other changes to our interest rates.

An updated mortgage rate sheet will be published on Friday 2 May 2025 to reflect these changes.

Contact us

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 02.05.2025.

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