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Changes to our mortgage products


With effect from Thursday 4 January 2024 we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased

UK Buy to Let Purchase Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have decreased

There are no changes to any other interest rates at this time.

An updated mortgage rate sheet will be published on Thursday 4 January 2024 to reflect these changes.

Contact us

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 04.01.2024.

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