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Changes to our mortgage products

With effect from Wednesday 12 March 2025 we will be making the following changes to our range:

Summary of changes

We are pleased to be introducing a 2 and 5 Year Fixed Buy to Let product at 80% LTV across our Purchase, Remortgage and Existing customer range which is available for A, B and C EPC rated properties only.

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have decreased
  • 5 Year Fixed Standard at 60%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 80%, 85% and 90% LTV have decreased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 80%, 85% and 90% LTV have decreased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60% 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential First Time Buyer Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60% 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Home Mover Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85%, 90% and 95% LTV have decreased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed High Value Mortgages at 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Cashback Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased

International Residential Range

  • 2 Year Fixed Fee Saver at 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 70% and 75% LTV have decreased
  • 5 Year Fixed Standard at 70% and 75% LTV have decreased
  • 2 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70% and 75% LTV have decreased

There are no other changes to our interest rates.

An updated mortgage rate sheet will be published on Wednesday 12 March 2025 to reflect these changes.

Contact us

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 12.03.2025.

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