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Changes to our mortgage products


With effect from Tuesday 17 December 2024 we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 70%, 75% and 85% LTV have Increased
  • 2 Year Fixed Standard at 70%, 75%, 80% and 85% LTV have Increased
  • 5 Year Fixed Fee Saver at 90% LTV has Increased
  • 5 Year Fixed Standard at 85% and 90% LTV have Increased
  • 5 Year Fixed Premier Exclusive at 85% and 90% LTV have Increased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 70%, 75% and 85% LTV have Increased
  • 2 Year Fixed Standard at 70%, 75%, 80% and 85% LTV have Increased
  • 5 Year Fixed Fee Saver at 90% LTV has Increased
  • 5 Year Fixed Standard at 85% and 90% LTV have Increased
  • 5 Year Fixed Premier Exclusive at 85% and 90% LTV have Increased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Fee Saver at 85% LTV has Increased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 80 and 85% LTV have Increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 90% LTV has Increased
  • 5 Year Fixed Standard at 80% and 85% LTV have Increased
  • 5 Year Fixed Premier Exclusive at 80% and 85% LTV have Increased

UK Residential First Time Buyer Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Fee Saver at 85% LTV has Increased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 80 and 85% LTV have Increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 90% LTV has Increased
  • 5 Year Fixed Standard at 80% and 85% LTV have Increased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Fee Saver at 85% LTV has Increased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 80 and 85% LTV have Increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 90% LTV has Increased
  • 5 Year Fixed Standard at 80% and 85% LTV have Increased
  • 5 Year Fixed Premier Exclusive at 80% and 85% LTV have Increased

UK Residential Home Mover Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Fee Saver at 85% LTV has Increased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 80 and 85% LTV have Increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 90% LTV has Increased
  • 5 Year Fixed Standard at 80% and 85% LTV have Increased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased

UK Residential Remortgage Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased

UK Residential Remortgage Cashback Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased

UK Buy to Let Existing Customer Switching Range

  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60% and 65% LTV have increased

UK Buy to Let Existing Customer Borrowing More Range

  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60% and 65% LTV have increased

UK Buy to Let Purchase Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Standard £3,999 fee at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard £3,999 fee at 60%, 65% and 75% LTV have increased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Fee Saver at 65% and 75% LTV have increased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Standard £3,999 fee at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard £3,999 fee at 60%, 65% and 75% LTV have increased

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased

International Buy to Let Purchase Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased

There are no others changes to our interest rates.

We are reviewing our mortgage switcher window with a view to this returning to 90 days. We expect these changes to be live by the end of Q1 2025 and more information will follow as this progresses.

An updated mortgage rate sheet will be published on Tuesday 17 December 2024 to reflect these changes.

Contact us

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 17.12.2024.

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