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Changes to our mortgage products


With effect from Tuesday 17 January 2023 we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60% LTV has reduced
  • 5 Year Fixed Fee Saver at 80% and 85% LTV have reduced

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60% LTV has reduced
  • 5 Year Fixed Fee Saver at 80% and 85% LTV have reduced

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80% and 85% LTV have reduced

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • • 2 Year Tracker Standard at 60%, 70%, 75%, 80% and 85% LTV have reduced

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80% and 85% LTV have reduced

UK Buy to Let Existing Customer Switching Range

  • 5 Year Fixed Standard at 60% LTV has reduced
  • 2 Year Tracker Standard at 60% LTV has reduced

UK Buy to Let Existing Customer Borrowing More Range

  • 5 Year Fixed Standard at 60% LTV has reduced
  • 2 Year Tracker Standard at 60% LTV has reduced

UK Buy to Let Purchase Range

  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Standard at 60% LTV has reduced

UK Buy to Let Remortgage Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Standard at 60% LTV has reduced

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have reduced
  • 2 Year Tracker Standard at 60%, 70% and 75% LTV have reduced

We have introduced cashback to the UK Residential First Time Buyer and Home Mover buyer types within our 2 Year Fixed Fee Saver range at 80%, 85% and 90% LTV.

There are no changes to any other interest rates at this time.

An updated mortgage rate sheet will be published on Tuesday 17 January to reflect these changes.

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