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HSBC UK cuts mortgage rates across the board by up to 0.40%

HSBC UK has reduced mortgage rates across all its LTVs, with rates slashed by up to 0.40%, the bank announced today.

Highlights include:

  • 75% LTV 5 year fixed rate (£999 fee) cut to 1.64% and becomes the lowest rate available at that level;
  • 90% LTV 2 year fixed rate (no fee) reduced by 0.40% to 3.59%;
  • 90% LTV 5 year fixed rate (no fee) down by 0.40% to 3.74%;
  • 2 year Tracker – 70% and 75% LTV reduced by 0.40% to 1.69%; and
  • 60% LTV 2 year fixed rate (£999 fee) down by 0.05% to 1.19%.

Michelle Andrews, HSBC UK’s Head of Buying a Home, said: “Despite the obvious challenges, the housing and mortgage markets are quite lively. This rate cut by us, with eleven mortgages reduced by 0.30% or 0.40%, including those at 90% LTV, means getting onto or up the property ladder with HSBC UK, has become more affordable.”

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