Skip to main content
Intermediaries

This website is for the use of FCA authorised mortgage intermediaries only.

Packaging requirements
Launch calculators
Chat with us

Changes to our mortgage products

With effect from Tuesday 1 March 2022 we will be making the following changes to our mortgage product range:

Summary of changes

With effect from Tuesday 1 March 2022 we are changing our Residential Standard Variable Rate from 3.54% to 3.79% and our Buy to Let Standard Variable Rate from 4.60% to 4.85%.

Any customers who are currently on our Residential or BTL Standard Variable Rates will be notified of changes to their payments in writing.

We will also be making some further changes to our mortgage product ranges which include

Residential Existing Customer Switching Range

  • 3 Year Fixed Standard at 90% LTV has reduced
  • 3 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Fixed Standard at 90% LTV has reduced
  • 5 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Premier Exclusive at 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75% and 80% LTV have increased

Residential Existing Customer Borrowing More Range

  • 3 Year Fixed Standard at 90% LTV has reduced
  • 3 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Fixed Standard at 90% LTV has reduced
  • 5 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Fixed Fee Saver at 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75% and 80% LTV have increased

Residential Remortgage Range

  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fee Saver at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have increased

Residential First Time Buyer Range

  • 3 Year Fixed Standard at 90% LTV has reduced
  • 3 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Fixed Standard at 90% LTV has reduced
  • 5 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Premier Exclusive at 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 3 Year Fee Saver at 60%, 70% and 75% have increased
  • 5 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75% and 80% LTV have increased

Residential Home Mover Range

  • 3 Year Fixed Standard at 90% LTV has reduced
  • 3 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Fixed Standard at 90% LTV has reduced
  • 5 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Premier Exclusive at 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 3 Year Fee Saver at 60%, 70% and 75% have increased
  • 5 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75% and 80% LTV have increased

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

UK Buy to Let Purchase Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

There are no other changes to any of our other product ranges and all of our fixed rate end dates remain unchanged.

An updated mortgage rate sheet will be published on Tuesday 1 March 2022 to reflect these changes.

Link to our latest rate sheet

Contact us

Call our help deskFind a BDM
Back to top