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Changes to our mortgage products

With effect from Tuesday 3 September 2024 we will be making the following changes to our range:

Summary of changes

We have removed from sale our 3 Year Fixed offering across UK Residential First Time Buyer, Homemover and Remortgage range until further notice. We have also removed cashback on our First Time Buyer Range at 60%, 70% and 75% LTV range until further notice.

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70% and 75% LTV have decreased

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 3 Year Fixed Fee Saver at 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70% and 75% LTV have decreased

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential First Time Buyer Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Home Mover Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Energy Efficient Home Range (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Residential Remortgage Cashback Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have decreased

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased

UK Buy to Let Purchase Range

  • 2 Year Fixed £1999 Standard at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed £3999 Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed £1999 Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed £3999 Standard at 60%, 65% and 75% LTV have decreased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed £1999 Standard at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed £3999 Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed £3999 Standard at 60%, 65% and 75% LTV have decreased

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have decreased

International Buy to Let Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have decreased

There are no other changes to any other interest rates.

An updated mortgage rate sheet will be published on Tuesday 3 September 2024 to reflect these changes.

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 03.09.2024.

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