Changes to our mortgage products
With effect from Tuesday 5 July 2022 we will be making the following changes to our range:
Summary of changes
UK Residential First Time Buyer Range
- 2 Year Fixed Fee Saver at 95% LTV has reduced
- 5 Year Fixed Fee Saver at 85% and 90% LTV have reduced
UK Residential Home Mover Range
- 2 Year Fixed Fee Saver at 95% LTV has reduced
- 5 Year Fixed Fee Saver at 85% and 90% LTV have reduce
UK Residential Remortgage Range
- 2 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have reduced
- 5 Year Fixed Standard at 60%, 70% and 75% LTV have reduced
- 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have reduced
- 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have reduced
UK Buy to Let Existing Customer Switching Range
- 2 Year Fixed Standard at 65% and 75% LTV have increased
- 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
UK Buy to Let Existing Customer Borrowing More Range
- 2 Year Fixed Standard at 65% and 75% LTV have increased
- 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
UK Buy to Let Remortgage Range
- 2 Year Fixed Standard at 65% and 75% LTV have increased
- 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
UK Buy to Let Purchase Range
- 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
- 2 Year Fixed Fee Saver 60%, 65% and 75% LTV have increased
- 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Fee Saver at 65% and 75% LTV have increased
International Residential Range
- 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have reduced
- 5 Year Fixed Standard at 70% and 75% LTV have reduced
- 5 Year Fixed Fee Saver at 70% and 75% LTV have reduced
- 5 Year Fixed Premier Exclusive at 70% and 75% LTV have reduced
There are no changes to any other interest rates.
An updated mortgage rate sheet will be published on Tuesday 5 July 2022 to reflect these changes.
PLEASE NOTE: A reminder that, whilst our recently launched cashback incentives are currently only available for First Time Buyers at 85%, 90% and 95% loan to value and Home Movers at 85%, 90% and 95% LTV, you can discuss cashback with customers across all LTV’s being mindful of HSBC UK’s standard lending criteria.