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Changes to our mortgage products


With effect from Tuesday 7 February 2023 we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have reduced
  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60% and 65% LTV have reduced
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have reduced

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60% and 65% LTV have reduced
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have reduced

UK Buy to Let Purchase Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60% and 75% LTV have reduced
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 2 Year Tracker Standard at 75% LTV has reduced

UK Buy to Let Remortgage Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60% and 75% LTV have reduced
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have reduced

International Residential Range

  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have reduced

We have reintroduced our Two Year Fixed Rate Fee Saver offering across our UK Buy to Let Existing Customer Borrowing More; UK Buy to Let Purchase and UK Buy to Let Remortgage Ranges.

We have also introduced our £250 cashback incentive to our Two Year Fixed Fee Saver offering at 95% LTV within our UK First Time Buyer and Home Mover Ranges.

There are no changes to any other interest rates at this time.

An updated mortgage rate sheet will be published on Tuesday 7 February to reflect these changes.

Contact us

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 07.02.2023.

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