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Changes to our mortgage products

With effect from Friday 11 March 2022 we will be making the following changes to our mortgage product range:

Summary of changes

Residential Existing Customer Switching Range

  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

Residential Remortgage Range

  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have increased

Residential First Time Buyer Range

  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

Residential Home Mover Range

  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Buy to Let Existing Customer Switching Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

UK Buy to Let Existing Customer Borrowing More Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

UK Buy to Let Remortgage Range

  • 2 Year Fixed Standard at 60% LTV has increased
  • 5 Year Fixed Standard at 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

UK Buy to Let Purchase Range

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Standard at 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased

All of our fixed rate end dates will be extended as below:

  • 2 year fixed rates – 31 July 2024
  • 3 year fixed rates – 31 July 2025
  • 5 year fixed rates – 31 July 2027

An updated mortgage rate sheet will be published on Friday 11 March 2022 to reflect these changes.

Link to our latest rate sheet

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