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Changes to our Products

With effect from Thursday 14th October 2021 we will be making the following changes to our mortgage product range:

Summary of changes

Residential Existing Customer Switching Range:

  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have reduced
  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV have reduced

Residential Existing Customer Borrowing More Range:

  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have reduced
  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV have reduced

Residential Remortgage Range:

  • 2 Year Fixed Standard at 80% and 85% LTV have reduced
  • 2 Year Fixed Fee Saver at 90% LTV has reduced
  • 3 Year Fixed Standard at 85% LTV has reduced
  • 5 Year Fixed Fee Saver at 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 85% LTV has reduced
  • 5 Year Fixed Premier Exclusive at 85% has reduced
  • 2 Year Fixed Standard at 60% LTV has increased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Fee Saver at 60% LTV has increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60% LTV has increased

Residential First Time Buyer Range:

  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Fee Saver at 80%, 85%, 90% and 95% (MGS) LTV have reduced
  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85%, 90% and 95% (MGS) LTV have reduced
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% (MGS) LTV have reduced
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Rate Fee Saver at 60% LTV has increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Rate Fee Saver at 60% LTV has increased
  • 5 Year Fixed Rate Premier Exclusive at 60%, 70% and 75% LTV have increased

Residential Home Mover Range:

  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Fee Saver at 80%, 85%, 90% and 95% (MGS) LTV have reduced
  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85%, 90% and 95% (MGS) LTV have reduced
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% (MGS) LTV have reduced
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Rate Fee Saver at 60% LTV has increased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Rate Fee Saver at 60% LTV has increased
  • 5 Year Fixed Rate Premier Exclusive at 60%, 70% and 75% LTV have increased

There are no changes to our fixed rate end dates or to any of the pricing of our Buy to Let range.

An updated mortgage rate sheet will be published on Thursday 14th October 2021 to reflect these changes.

Link to our latest rate sheet

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