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Changes to our Products

With effect from Thursday 20 January 2022 we will be making the following changes to our mortgage product range:

Summary of changes

Residential Existing Customer Switching Range:

  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV have reduced
  • 2 Year Tracker at 60%, 70%, 75%, 80%, 85% and 90% have reduced
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Standard at 60% LTV has increased
  • 5 Year Fixed Standard at 60% LTV has increased
  • 5 Year Fixed Premier Exclusive at 60% LTV has increased

Residential Existing Customer Borrowing More Range:

  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 80%, 85% and 90% LTV have reduced
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Standard at 60% LTV has increased
  • 5 Year Fixed Standard at 60% LTV has increased
  • 5 Year Fixed Premier Exclusive at 60% LTV has increased

Residential Remortgage Range:

  • 2 Year Fixed Fee Saver at 60% LTV has reduced
  • 3 Year Fixed Standard at 60%, 70% and 80% LTV have reduced
  • 3 Year Fixed Fee Saver at 60%, 70% and 80% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70% and 80% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70% and 80% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 80% LTV have reduced
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 85% and 90% LTV have increased
  • 2 Year Fixed Fee Saver at 85% and 90% LTV have increased

Residential First Time Buyer Range:

  • 3 Year Fixed Standard at 70%, 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 70%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 70%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 70%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 70%, 80%, 85% and 90% LTV have reduced
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

Residential Home Mover Range:

  • 3 Year Fixed Standard at 70%, 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 70%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 70%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 70%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 70%, 80%, 85% and 90% LTV have reduced
  • 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

Buy to Let Existing Customer Switching Range:

  • 2 Year Fixed Standard at 75% LTV has reduced
  • 2 Year Fixed Fee Saver at 75% LTV has reduced
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have reduced

Buy to Let Existing Customer Borrowing More Range:

  • 2 Year Fixed Standard at 75% LTV has reduced
  • 2 Year Fixed Fee Saver at 75% LTV has reduced
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have reduced

UK Buy to Let Remortgage Range:

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Standard at 60% and 65% LTV have reduced
  • 5 Year Fixed Fee Saver at 60% and 65% LTV have reduced

UK Buy to Let Purchase Range:

  • 2 Year Fixed Fee Saver at 75% LTV has reduced
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have reduced

There are no other changes to any of our other product ranges.

An updated mortgage rate sheet will be published on Thursday 20th January 2022 to reflect these changes.

Link to our latest rate sheet

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