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Changes to our mortgage products


With effect from Wednesday 22 March 2023 we will be making the following changes to our range:

Summary of changes

We have reduced our cashback incentive to £350 and £500 within our 3 and 5 Year Fixed Rate Fee Saver offerings in our First Time Buyer Range at a selection of LTV’s.

We have removed our cashback incentive within our 2 and 3 Year Fixed Rate Fee Saver offerings in our First Time Buyer and Home Mover Ranges at a selection of LTV’s until further notice.

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 90% LTV has reduced
  • 5 Year Fixed Fee Saver at 90% and 95% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 5 Year Premier Exclusive at 80%, 85% and 90% LTV have reduced

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 90% LTV has reduced
  • 5 Year Fixed Fee Saver at 90% LTV has reduced
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 5 Year Premier Exclusive at 80%, 85% and 90% LTV have reduced

UK Residential First Time Buyer Range

  • 2 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Fee Saver at 80% and 85% LTV have reduced
  • 3 Year Fixed Fee Saver at 60% LTV has increased
  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 5 Year Premier Exclusive at 80%, 85% and 90% LTV have reduced

UK Residential Home Mover Range

  • 2 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Fee Saver at 80% and 85% LTV have reduced
  • 3 Year Fixed Fee Saver at 60% LTV has increased
  • 3 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 80%, 85%, 90% and 95% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 5 Year Premier Exclusive at 80%, 85% and 90% LTV have reduced

UK Residential Remortgage Range

  • 2 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 2 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Standard at 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60% LTV has increased
  • 5 Year Premier Exclusive at 80%, 85% and 90% LTV have reduced

International Residential Range

  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Fee Saver at 60% LTV has increased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased

There are no changes to any other interest rates or our fixed rate end dates at this time.

An updated mortgage rate sheet will be published on Wednesday 22 March to reflect these changes.

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Historic rates displayed on the below pdf are for information only, therefore any associated product codes will not be active on the broker platform.

Rate sheet 22.03.2023.

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