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Changes to our mortgage products


With effect from Thursday 24 November 2022 we will be making the following changes to our range:

Summary of changes

UK Residential Existing Customer Switching Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% 90% and 95% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 95% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

UK Residential Existing Customer Borrowing More Range

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

UK Residential First Time Buyer Range

  • 5 Year Fixed Fee Saver at 60% LTV has reduced

UK Residential Home Mover Range

  • 5 Year Fixed Fee Saver at 60% LTV has reduced

UK Residential Remortgage Range

  • 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV have reduced
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have reduced

International Residential Range

  • 5 Year Fixed Fee Saver at 60% LTV has reduced

UK BTL Existing Customer Switching Range

  • 2 Year Tracker Standard at 60%, 65% and 75% LTV have reduced
  • 2 Year Tracker Fee Saver at 60%, 65% and 75% LTV have reduced

UK BTL Existing Customer Borrowing More Range

  • 2 Year Tracker Standard at 60%, 65% and 75% LTV have reduced
  • 2 Year Tracker Fee Saver at 60%, 65% and 75% LTV have reduced

There are no other changes to any other rates or to fixed rate end dates.

An updated mortgage rate sheet will be published on Thursday 24 November to reflect these changes.

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