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Changes to our Products

With effect from Thursday 3 February 2022 we will be making the following changes to our mortgage product range:

Summary of changes

Residential Existing Customer Switching Range:

  • 2 Year Fixed Standard at 85% LTV has reduced
  • 2 Year Fixed Fee Saver 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have increased
  • 3 Year Fixed Standard at 70%, 75% and 80% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75%, and 80% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, and 80% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%,70%, 75% and 80% LTV have increased

Residential Existing Customer Borrowing More Range:

  • 2 Year Fixed Standard at 85% LTV has reduced
  • 2 Year Fixed Fee Saver 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV have increased
  • 3 Year Fixed Standard at 70%, 75% and 80% LTV have increased
  • 3 Year Fee Saver at 60%, 70%, 75%, and 80% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, and 80% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%,70%, 75% and 80% LTV have increased

Residential Remortgage Range:

  • 3 Year Fixed Standard at 80% and 85% LTV have reduced
  • 3 Year Fixed Fee Saver at 80% and 85% LTV have reduced
  • 5 Year Fixed Standard at 80% and 85% LTV have reduced
  • 5 Year Fixed Fee Saver at 80% and 85% LTV have reduced
  • 5 Year Premier Exclusive at 80% and 85% LTV have reduced
  • 2 Year Fixed Standard at 60%, 70%, 75% and 80% LTV have increased
  • 2 Year Fee Saver at 60%, 70%, 75% LTV have increased
  • 3 Year Fixed Standard at 60%, 70% and 75% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Standard 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Fee Saver 60%, 70% and 75% LTV have increased
  • 5 Year Fixed Premier Exclusive 60%, 70% and 75% LTV have increased

Residential First Time Buyer Range:

  • 2 Year Fixed Fee Saver at 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have increased

Residential Home Mover Range:

  • 2 Year Fixed Fee Saver at 90% LTV has reduced
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have increased
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV have increased

UK Buy to Let Existing Customer Switching Range:

  • 2 Year Fixed Standard at 60% and 65% LTV have increased
  • 5 Year Fixed Standard at 60% and 65% LTV have increased
  • 5 Year Fixed Fee Saver at 65% LTV has increased

UK Buy to Let Existing Customer Borrowing More Range:

  • 2 Year Fixed Standard at 60% and 65% LTV have increased
  • 5 Year Fixed Standard at 60% and 65% LTV have increased
  • 5 Year Fixed Fee Saver at 65% LTV has increased

UK Buy to Let Remortgage Range:

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60% and 65% LTV have increased
  • 5 Year Fixed Standard at 60% and 65% LTV have increased
  • 5 Year Fixed Fee saver at 65% LTV has increased

UK Buy to Let Purchase Range:

  • 2 Year Fixed Standard at 60% 65% and 75% LTV have increased
  • 2 Year Fixed Fee Saver at 60% and 65% LTV have increased
  • 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
  • 5 Year Fixed Fee Saver at 60% and 65% LTV have increased

There are no other changes to any of our other product ranges.

An updated mortgage rate sheet will be published on Thursday 3rd February 2022 to reflect these changes.

Link to our latest rate sheet

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